High Deductible Health Plan

Health care in the United States

Government

Centers for Medicare and Medicaid Services
Medicare
Medicaid
TRICARE
Department of Veterans Affairs (VA)
State Children's Health Insurance Program (SCHIP)
EMTALA
Federal Employees Health Benefit Plan

Private

Health insurance
Health Maintenance Organization (HMO)
Managed Care
Medical underwriting
Preferred provider organization (PPO)

Private consumer driven

Flexible spending account (FSA)
Health Reimbursement Account
Health Savings Account
Medical savings account
High Deductible Health Plan (HDHP)

Others

Canadian and American health care systems compared
Single payer health care
Universal Health Care
Health care reform

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A High Deductible Health Plan (HDHP) is a health insurance plan with lower premiums and higher deductibles than a traditional health plan. It is sometimes referred to as a catastrophic health insurance plan.

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As Related to Health Savings Accounts

Participating in a "qualified" HDHP is a requirement for Health Savings Accounts and other tax advantaged programs. In this context, HDHPs are plans with a minimum deductible of $1,100 for Self and $2,200 for Self and Family coverage. The maximum amount out-of-pocket limits for HDHPs is $5,500 for self and $11,000 for Self and Family enrollment. These are the 2007 amounts and are adjusted for inflation annually.